Safeguard Your Property During the Holidays
Posted: November 1, 2021
The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners Insurance Claims Your homeowners policy will likely cover a range of holiday-related losses, including the...
Millennials and Home Insurance
Posted: October 16, 2021
More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...
Is Lost or Stolen Jewelry Covered by Homeowners Insurance?
Posted: September 1, 2021
Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
